Financial Planning for Business Owners

We grew up in small-business families and saw firsthand the long nights, risks, and responsibility that come with keeping a business running.

We know the weight you carry because we’ve lived it.

That’s why we help business owners build clear, low-stress retirement strategies that create real freedom. We make it simple, whether that means:

Setting up a Solo 401(k) for self-employed individuals, including choosing the right provider, maximizing contributions, and handling ongoing requirements
Designing a 401(k) for a growing team by structuring a cost-effective plan, integrating payroll, and helping employees understand and use their benefits
Helping you save more and keep more through tax-advantaged strategies by aligning retirement plans and account types to reduce taxes now and over time

Our Process for Business Owners

Step 1- First Meeting

We’ll meet to understand the full picture: Your business income, personal goals, cash flow, existing savings, and tax situation. This helps us identify opportunities most business owners miss.

Step 2- Prepare Your Plan

Behind the scenes, we build a clear strategy designed specifically for business owners. This may include retirement plans like a Solo 401(k), Small Business 401(k), SEP IRA options, and tax-efficient savings strategies.

Step 3- Second Meeting

We meet again to walk through your strategy in plain English. You’ll see exactly how it works, how it helps your business, and how it strengthens your personal financial future.

Step 4- Sleep On It

We encourage you to take your time before making any decisions. Think it over and decide if we’re the right fit to move forward together.

Step 5- Third Meeting

If it makes sense to move forward, we’ll handle the setup, paperwork, and implementation so you can stay focused on running your business while your plan gets built the right way.

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The individuals identified as Impact Financial are affiliated with Primerica, and offer products and services through Primerica subsidiaries, including Primerica Life Insurance Company and PFS Investments Inc.

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